What if I told you America’s $37 trillion debt will never be repaid—at least not in the way most people think?
Instead, the plan is to quietly change the rules of money, leaving regular people footing the bill while those with assets get richer.
This isn’t a conspiracy theory. It’s the oldest trick in the finance playbook—just updated for the digital age.
Why Everyone Should Care
The U.S. national debt is $37 trillion—around $280,000 per household. That’s six times more than the country earns in a year.
No empire in history has ever worked its way out of debt this large:
Rome watered down its coins until they became worthless.
Britain lost its status as the world’s financial center after WWII and slashed the pound’s value by half.
Now the U.S. faces the same problem.
Even if the economy grew at miracle speed or if taxes were raised sky-high, the numbers still don’t work. Debt this size doesn’t get “paid back.” It gets shrunk through inflation and clever financial engineering.
The Alleged Five-Phase Plan
A Russian economic adviser, Anton Kobyakov, claims the U.S. has a five-step strategy to deal with this crisis. Whether you believe him or not, it’s worth understanding—because it explains what we’re already seeing today:
Dollarize the Internet
Make digital dollars (stablecoins like USDT and USDC) widely used in apps, payments, and crypto exchanges.Pick the Gatekeepers
Only allow approved issuers—banks, trust companies, or even Big Tech—to create these stablecoins, and force them to back them with U.S. Treasuries.Create Endless Demand for Debt
Every stablecoin minted requires buying U.S. bonds. That’s critical, because big buyers like China and Japan have slowed or stopped lending to America after watching the U.S. freeze Russia’s reserves.Use a Crisis as a Catalyst
A staged “emergency”—say a banking hack, ATM shutdown, or payment outage—could push people to adopt digital dollars instantly on their phones.Reset the Debt
Move the $37T into the digital system, then slowly let inflation reduce its value. No default, no collapse—just everyone else paying the cost through higher prices.
The Old Trick Explained Simply
Here’s how it works in plain English:
Imagine the government borrows $100.
It then prints another $100.
Same food, same fuel, same homes—but now twice the dollars chasing them.
Prices rise. That’s inflation.
The original $100 debt gets paid back, but those dollars buy only half as much.
This is how debt disappears without ever being “paid.” It’s like watering down soup—there’s more of it, but each bowl is weaker.
Stablecoins make this global. Anyone holding a digital dollar—whether in the U.S., India, or Africa—shares the burden when inflation hits.
Michael Saylor’s Bitcoin Strategy
Some have suggested even bolder moves.
Michael Saylor, head of MicroStrategy, once proposed:
Sell America’s gold reserves.
Use the money to buy millions of Bitcoin.
Crush the value of gold (hurting rivals).
Send Bitcoin soaring, strengthening America’s financial power.
The U.S. rejected it publicly. But private companies like MicroStrategy are already buying huge amounts of Bitcoin.
If Bitcoin proves essential, Washington could later step in and take a stake—just like it once did with Intel.
Why the World Distrusts This
Not everyone is buying into America’s plan:
Central banks are buying record amounts of gold as insurance.
Foreign governments distrust stablecoins because they can’t audit them fully.
And history matters—back in 1971, the U.S. suddenly broke its promise to convert dollars into gold (the “Nixon Shock”). Many fear a repeat, this time with digital money.
Winners and Losers in the Debt Reset
This financial engineering doesn’t hit everyone equally.
Winners → People who own assets: stocks, property, gold, crypto. As prices rise, so does their wealth.
Losers → Wage earners. Salaries don’t keep up with rising costs, making life harder.
Look at Japan: the wealthy live comfortably, while many workers still survive on wages that feel stuck in the 1970s.
What Regular People Can Do
You don’t need millions to protect yourself. The key is to become asset rich, step by step.
Practical ways:
Invest in low-cost stock ETFs.
Buy individual stocks you understand.
Build savings into real estate if possible.
Hold some gold as a safety net.
Add a careful slice of crypto (it’s risky, but part of the future).
Even $100 a month invested regularly can build real protection over decades.
The hardest part? Not just buying, but knowing when to take profits. Most people panic and sell winners too early—or cling to losers forever.
Final Thought
The U.S. won’t “pay off” $37 trillion. It will shrink it quietly by making your money worth less over time.
If you only earn wages, you’ll feel the pain.
If you own assets, you’ll ride the wave.
That’s why every Finance Newsletter, Stock Newsletter, and Crypto Newsletter we publish keeps repeating one message: don’t just save money—own assets.
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